Archives For Justin’s Blog

Credit Card Freedom  800Have you ever had to go through one of those events in life that you hoped you would never have to experience?  If you have lived life at all your answer will more than like be yes.  There are different ways financially you can go through one of those experiences.  One of those experiences is not being able to pay your bills on time due to loss of income or lack of planning.  What do you do when this unfortunate situation is now a part of your life? Continue Reading…

Credit Cared GraveyardYou are behind on your bills and you are offered a chance to settle an account and pay less than what you owe.  That is great news.  The sooner you can pay off these off and move on with life the better.  And if you are wondering, settling on a past due bill is legal and moral (as long as both parties agree).  The question becomes how do you do this to make sure you are not taken advantage of?  Continue Reading…

Baby Emergency Fund

Baby Emergency Fund

What do you do when you cannot even afford to pay the minimum payments with your creditors?  This can be a very stressful situation.  Having the tools to be able to handle this situation is critical to keep your stress down and give you hope that you can work your way through this.  You have come to the right place if this is where you or someone you know is at. Continue Reading…

Thanks, but no thanks.

Credit Cared GraveyardShouldn’t it appall us when someone offers us a chance to be indebted to them, as if it’s a good thing?  A couple of weekends ago my family and I went to visit the new Kohl’s store in Ames, Iowa.  There has been a lot of buzz about Kohl’s coming to town lately and so we made the effort to check out the latest thing happening in Ames.  However, as soon as I walked through those electronic sliding doors, I was shocked by how I was greeted. Continue Reading…