Archives For Credit Cards

Engelman Family 2014

Jon & Patti were living the “American Dream”, as a married couple with four wonderful children, they owned a two story house with the white picket fence and of course… the dog.  As successful business owners they were able to create the lifestyle that most people dream of having.  On the outside everything appeared to be going picture perfect.  However, there was a season of life where there were some challenges to overcome.

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A Two-Year Old Cashier

Pile of Money 800Fellow friend and financial coach Greg Pare wrote this blog recently that I thought was so inspiring I wanted to share it will all of you.

Recently, a client showed me her envelopes that she had made. Of course, she uses them to separate her cash into her budget categories.  Never mind the fact the she and her husband have been working hard for the past 11 months and have managed to pay off $32,000 in debt.   Continue Reading…

Credit Card Freedom  800Have you ever had to go through one of those events in life that you hoped you would never have to experience?  If you have lived life at all your answer will more than like be yes.  There are different ways financially you can go through one of those experiences.  One of those experiences is not being able to pay your bills on time due to loss of income or lack of planning.  What do you do when this unfortunate situation is now a part of your life? Continue Reading…

Thanks, but no thanks.

Credit Cared GraveyardShouldn’t it appall us when someone offers us a chance to be indebted to them, as if it’s a good thing?  A couple of weekends ago my family and I went to visit the new Kohl’s store in Ames, Iowa.  There has been a lot of buzz about Kohl’s coming to town lately and so we made the effort to check out the latest thing happening in Ames.  However, as soon as I walked through those electronic sliding doors, I was shocked by how I was greeted. Continue Reading…

Is Carrying Cash Safe?

In today’s fast paced and hi-tech world people are more and more not using carrying cash with them.  There is a growing sense of concern when it comes to carrying cash for fear that it would increase the probability of being robbed.  The fact is that cash robberies are not as common as you might think.  However, there are a lot of thieves out there that want something else besides the cash (or lack thereof) that you carry. Continue Reading…