Archives For Debt

Benjamin and Crystal are living proof that you do not have to live paycheck to paycheck.  Multiple studies site that 70-80% of Americans live paycheck to paycheck.  Benjamin and Crystal were no different.

Bobbier

 

However, they made a decision that life is too short to stay this way and the transformation they made in just 90 days was absolutely incredible.

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Credit Card Freedom  800My husband and I had worked the baby steps in previous years and had actually gotten out of debt and moved on to step 3.  Then we stopped.  I think we got out of debt too easy by selling things and cashing out an investment and it didn’t “hurt” too bad.  It was fast and easy and relatively painless, which was not at all a good thing.  We didn’t change our attitudes about debt, apparently, because it wasn’t long before we got back into it again.

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A Two-Year Old Cashier

Pile of Money 800Fellow friend and financial coach Greg Pare wrote this blog recently that I thought was so inspiring I wanted to share it will all of you.

Recently, a client showed me her envelopes that she had made. Of course, she uses them to separate her cash into her budget categories.  Never mind the fact the she and her husband have been working hard for the past 11 months and have managed to pay off $32,000 in debt.   Continue Reading…

Tackling Debt - CoverHave you ever watched a football game where one of the defensive players makes a HUGE tackle and crushes his opponent?  How would you like to do that to your debt?  Wouldn’t it feel great to tackle one of the biggest stressors in your life?  For most people one of the biggest causes of stress is finances.  And the main reason for being stressed with our finances is debt.  Here are five ways you can tackle your debt and turn the game of life into your favor. Continue Reading…

Credit Cared GraveyardYou are behind on your bills and you are offered a chance to settle an account and pay less than what you owe.  That is great news.  The sooner you can pay off these off and move on with life the better.  And if you are wondering, settling on a past due bill is legal and moral (as long as both parties agree).  The question becomes how do you do this to make sure you are not taken advantage of?  Continue Reading…