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5 easy ways to save on holiday gifts

November 22, 2021 by TwoTone

With clogged supply chains and costs on the rise this holiday season, 2021 gift giving may stretch your wallet to the max. It’s tempting to throw your hands in the air and say “It’s just one purchase!” But those purchases can add up – and one small moment of joy in December won’t be worth the stress and headaches later on. 

Here are five easy ways you can save on holiday gifts this season!

Make a budget 

The holiday season can be filled with lots of extra hidden expenses, and without a plan, your bank account will get a very unwelcome surprise in January. That’s why a holiday budget is essential! First, figure out how much you can afford to spend – then divide that money out among everyone you’d like to give a gift to. Don’t forget to account for all the other holiday expenses, too! 

Get creative

Gifts don’t always have to be the newest, top of the line tech items. (Plus, they’ll be outdated in a few months anyways!) Homemade gifts can be a great way to show you care and save a few dollars.  

Give an experience

Want to give a gift that someone can look forward to? Give a gift of an experience! Plan a fun trip or outing for your loved one in the months to come. This can be a great way to spread out your spending across future months – and it helps the holiday magic last a little longer than just December. 

Use deals wisely

You’ve been bombarded with deals and sales since Halloween. And if the sale happens to be for an item that you’ve been planning on for months, it’s okay to take advantage of it! The problem comes when you take advantage of EVERY sale, and end up buying more than what you need. Remember the power of saying no – and limit purchases to the essential items you need. 

Ditch the credit card

That little piece of plastic can seem like an easy way to dodge responsibility for your purchases. But credit cards only delay the inevitable cost to you, and can pile even more money on to debt you already have. Stick to cash this holiday season to stay within that budget you made earlier! 

Amid the hustle and bustle of the holiday season, it can be easy to forget about the true meaning of the season. Remember, Christmas is more than just getting and giving great gifts. It’s about spending time and making memories with those we love – and that’s a truly priceless gift. 

Don’t wait another day to take your first to financial freedom. Schedule your FREE session today, and learn how you can get out of debt and pursue financial freedom!

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