Justin

When debt is piling up, it can be overwhelming to know where to start. Do you start with the biggest debt? The one with the highest interest rate? The most recent debt? The oldest one?  There’s one not-so-secret way to succeed in paying off your debt, and it’s this: start by paying off your

Struggling to ditch the plastic in the new year? We get it – there are lots of tempting reasons that you think you need to keep your credit card around. But how much of those reasons are actually true?  Let’s tackle the top five myths holding you back from getting rid of your credit card, and

There’s nothing like the magic of the holiday season during November and December. But if you didn’t make a budget and added a few too many gifts to your list, you could be in for a rude surprise in January.  Holiday bills aren’t fun to think about – but we’ve got four easy ways that you can

According to the National Retail Federation, consumers plan to spend an average of $998 on the holidays in 2021. That’s a pretty big chunk of change! While the idea of dropping almost a thousand dollars on the holidays seems impossible, extra expenses can add up – especially when loved ones are

With clogged supply chains and costs on the rise this holiday season, 2021 gift giving may stretch your wallet to the max. It’s tempting to throw your hands in the air and say “It’s just one purchase!” But those purchases can add up - and one small moment of joy in December won’t be worth the stress

Do you struggle to say no to purchases you know you shouldn’t be making? If that’s you, you’re not alone. Many of us struggle to know when to say yes or no to purchases. And according to USA Today, the average American spends roughly $18,000 a year on non-essential items. That’s a huge chunk of