Have you ever had to go through one of those events in life that you hoped you would never have to experience? If you have lived life at all your answer will more than like be yes. There are different ways financially you can go through one of those experiences. One of those experiences is not
Protecting Yourself – Negotiating With Collectors
You are behind on your bills and you are offered a chance to settle an account and pay less than what you owe. That is great news. The sooner you can pay off these off and move on with life the better. And if you are wondering, settling on a past due bill is legal and moral (as long as both
How to Use the Pro-Rata Plan
What do you do when you cannot even afford to pay the minimum payments with your creditors? This can be a very stressful situation. Having the tools to be able to handle this situation is critical to keep your stress down and give you hope that you can work your way through this. You have come to