Benjamin and Crystal are living proof that you do not have to live paycheck to paycheck. Multiple studies site that 70-80% of Americans live paycheck to paycheck. Benjamin and Crystal were no different. However, they made a decision that life is too short to stay this way and the
My husband and I had worked the baby steps in previous years and had actually gotten out of debt and moved on to step 3. Then we stopped. I think we got out of debt too easy by selling things and cashing out an investment and it didn't "hurt" too bad. It was fast and easy and relatively painless,
Fellow friend and financial coach Greg Pare wrote this blog recently that I thought was so inspiring I wanted to share it will all of you. Recently, a client showed me her envelopes that she had made. Of course, she uses them to separate her cash into her budget categories. Never mind the fact the
Have you ever watched a football game where one of the defensive players makes a HUGE tackle and crushes his opponent? How would you like to do that to your debt? Wouldn’t it feel great to tackle one of the biggest stressors in your life? For most people one of the biggest causes of stress is
You are behind on your bills and you are offered a chance to settle an account and pay less than what you owe. That is great news. The sooner you can pay off these off and move on with life the better. And if you are wondering, settling on a past due bill is legal and moral (as long as both
Last year at this time I wrote about my daughter Julia turning six years old and how we had to tell her “no” on her birthday (even to cheese balls). This year when my daughter turned seven there was another memorable moment surrounding her birthday.
I was asked on my Facebook page the other day how people pay of their debt so fast. This was in response to one of my clients that in 90 days paid off almost $13,000 in debt and saved $1,000 for an emergency fund. I see these results all of the time from my clients. So the question is, how do
I am a big believer in if you want to be good at something you should find people who are doing well in that area and mimic what they are doing. For example, if you want to be a great in the sport of basketball then one may say “Be like Mike”. If you want to be great at gymnastics find out how