A trip to the grocery store these days can feel like a daunting task, especially with the rising costs of food. While grocery prices typically inch up gradually each year, the past couple of years have seen an unusually sharp increase, putting a strain on our wallets. Although the rate of inflation
Lies People Believe That Keep Them Broke
Being broke can feel like a never-ending cycle of stress and frustration. The constant worry about bills, unexpected expenses, and never having enough to get ahead can be overwhelming. Many of us find ourselves trapped in this financial rut, not because we lack the desire or ambition to improve our
Seven Budget-Friendly Tips to Manage Common Household Repairs
Unexpected home repairs can significantly strain even the most carefully planned budgets, turning what should be a sanctuary into a source of financial stress. From a leaking roof to a failing HVAC system, these unanticipated expenses can quickly add up, leaving homeowners scrambling for solutions.
Top Ten Financial Advice for Graduates (Or Anyone, Really)
The average American graduates college with over $30,000 in student loan debt. Combine that with credit cards, car loans, and other debts, and it’s no wonder many young adults feel overwhelmed by their financial situation. If you're a recent graduate or just starting out on your financial journey,
What You Need to Know About Insurance in 2024
Should I Change Insurance Companies? Thinking about changing your home and auto insurance companies? It's a big decision, but one that could save you money and hassle in the long run. In this article, we're going to discuss whether it's worth making the switch. We'll talk about topics such as how
7 Advantages to Filing Taxes Early
Filing taxes—much like going to the doctor—is a task that many of us tend to procrastinate. We know it's important, we know it's necessary for our financial health, yet we find ourselves putting it off until the last possible moment. Just like how regular check-ups with your doctor help catch
The Ugly Truth of Buy Now, Pay Later
It’s happened to all of us. We’re shopping online for something big (or just something we can’t afford). We consider how we can save up for the item and budget for it . . . but then we see something that says, “Just 5 payments of $19.50.” Suddenly, getting that item right now seems possible—everyone
Things to Budget for in December
A good budget isn’t a “set it and forget it” type of deal. For a budget to work, it has to be a lifestyle, so it must evolve with your life. Each month, you have different needs and expenses—we all do. In order for your zero-based budget to be successful, you need to consider what extra costs will