When you’re drowning in debt, placing money in a savings account may sound counter intuitive. But this amount will help shield you from most emergencies while you’re busy paying off your debt. Your first financial goal is to put $1,000 aside as a starter emergency fund. Yes, that will not cover
Where do I even start?
When debt is piling up and expenses are increasing it can be overwhelming to know where to begin getting back in control of your personal finances. How do I pay off debt and pay all the bills while living life? How much should I spend on eating out, clothes and vacations? Without a plan it’s too
Why is it best to pay off the smallest debt first?
When debt is piling up, it can be overwhelming to know where to start. Do you start with the biggest debt? The one with the highest interest rate? The most recent debt? The oldest one? There’s one not-so-secret way to succeed in paying off your debt, and it’s this: start by paying off your
What is a financial coach (and why do I need one?)
When you’re buried by debt from your past financial decisions, it’s tempting to want to hide it from others. But there are people out there who are willing and able to help you become debt-free – and they’ve got the expertise to help you get started. 1. A financial coach helps you understand your
Is there a good formula to help me set up a budget?
When it comes to winning with money, you can’t make any progress without a plan. But when you’re drowning in debt, it can feel impossible to know where to start. But you don’t have to stay stuck! Here are four sure-fire ways to help set your budget up for success every month. 1. Update your
5 excuses stopping you from ditching your credit card in 2022 (and why they’re just plain wrong)
Struggling to ditch the plastic in the new year? We get it – there are lots of tempting reasons that you think you need to keep your credit card around. But how much of those reasons are actually true? Let’s tackle the top five myths holding you back from getting rid of your credit card, and
4 ways to bounce back from holiday overspending
There’s nothing like the magic of the holiday season during November and December. But if you didn’t make a budget and added a few too many gifts to your list, you could be in for a rude surprise in January. Holiday bills aren’t fun to think about – but we’ve got four easy ways that you can
5 easy ways to save on holiday hosting
According to the National Retail Federation, consumers plan to spend an average of $998 on the holidays in 2021. That’s a pretty big chunk of change! While the idea of dropping almost a thousand dollars on the holidays seems impossible, extra expenses can add up – especially when loved ones are