If you are engaged to be married or in a serious relationship, you may be wondering when is the right time to combine your finances. Getting married is one of the most significant and most joyous occasions that can happen to you in your life. Money can be one of those stumbling blocks in a
It’s a Dirty Job & Someone Has to Do It
I have seen a lot of people’s financial information over the years and here is what I have come to realize. Very few people become debt free just by cutting their cable bill and their eating out fund (although it does help). Most people become debt free by increasing their income. Even though
No More Excuses
Fellow financial coach and good friend Greg Pare had an excellent blog article about the importance of waiting when it comes to developing a power over purchases. There are a lot of times when waiting makes sense. However, there is a time when waiting makes absolutely no sense.
Credit Score & Wealth Don’t Mix
One of the hottest topics in personal finance is the credit score. You cannot go anywhere without someone telling you how important your credit score is. Some people will go so far to say it is one of the most important areas of your life. So how important is your credit score?
What Happened to My New Year’s Resolution?
We are almost half way through another year and I have been wondering lately how most of us are doing on are New Year’s resolutions. Most people make one of three declarations on New Year’s: I am going to lose weight, I am going to quit smoking or I am going to get out of debt. Then why is it
How to Say No…Even to Cheese Balls
A story about sticking to a budget and using cash On Saturday, our family went to Hickory Park in Ames, Iowa to take one of our daughters out for her birthday. It was a perfect cloudy day for eating out. Our daughter was full of excitement knowing that this treat was for her birthday and she
7 out of 10 homes live paycheck to paycheck regardless of income. What causes this to happen?
What should I expect during my FREE thirty minute consultation?
During your free consultation this is a chance for you to meet your coach face to face. Then you can determine if this is someone you can trust to take your finances to the next level. This also gives your coach the opportunity to find out more about your current situation and what goals you would