Is it Wrong to Take Student Loan Forgiveness? A little over a month and a half ago, Joe Biden announced a sweeping student loan forgiveness program. He claimed that many low- to middle-income borrowers would receive $10,000 in forgiveness, and those with Pell Grants would get $20,000. This left
What Kind of Mortgage is Best?
What Kind of Mortgage is Best? Mortgage. This household word (literally) has an eerie origin. If you’re into etymology, you know the root word “mort” in mortgage literally means death. The term comes from Old French, and Latin before that, and literally means death pledge. Whoa. Buying a house
What is a Zero-Based Budget?
What is a Zero-Based Budget? If you’ve never budgeted before, the recent rise in inflation has probably got you thinking about it. And, for those of you that have budgeted before, are you wondering if there’s a better way to track your expenses and save money? The truth is, there are a lot of
10 Budget-Friendly Date Night Ideas for Money Savvy Couples
10 Budget-Friendly Date Night Ideas for Money Savvy Couples When you and your spouse (or significant other) are striving for financial freedom, vacations and date nights can get put on the back burner. This idea at its core isn’t a bad thing. However, your relationship should never be put on the
This May Be Costing You at Least $717 Per Month!
According to a recent report, the average American is spending an additional $717/month due to inflation. That is $8,604 per year! OUCH!! Now more than ever is the time to gain control of your finances. Here’s the good news…it is not too late to do something about this. Below are four quick tips to
You’re Invited…
RSVP today…get a response in seconds. You would think I would feel excited about this invitation. The invitation is on thick and glossy card stock. Even the envelope says, “By invitation only,” and “Your immediate response is requested.” It is obvious they are trying to make me feel like I am
Where do I even start?
When debt is piling up and expenses are increasing it can be overwhelming to know where to begin getting back in control of your personal finances. How do I pay off debt and pay all the bills while living life? How much should I spend on eating out, clothes and vacations? Without a plan it’s too
5 tips for buying a home in a seller’s market
With low interest rates, a low supply of new houses, and an explosion of new buyers, the housing market is seeing a surge in demand - which means rising housing prices and a hyper-competitive seller’s market. While the market may be challenging (especially for new home buyers) you don’t have to give