Have you ever had to go through one of those events in life that you hoped you would never have to experience? If you have lived life at all your answer will more than like be yes. There are different ways financially you can go through one of those experiences. One of those experiences is not
You are behind on your bills and you are offered a chance to settle an account and pay less than what you owe. That is great news. The sooner you can pay off these off and move on with life the better. And if you are wondering, settling on a past due bill is legal and moral (as long as both
What do you do when you cannot even afford to pay the minimum payments with your creditors? This can be a very stressful situation. Having the tools to be able to handle this situation is critical to keep your stress down and give you hope that you can work your way through this. You have come to
Have you ever wondered what it would take to win with money? I am talking about how to have true financial riches. Have you ever thought about it? Do you even believe it is possible? Do you know that financial success is within your grasp? The question is how do you become a financial success?
Last year at this time I wrote about my daughter Julia turning six years old and how we had to tell her “no” on her birthday (even to cheese balls). This year when my daughter turned seven there was another memorable moment surrounding her birthday.
Shouldn't it appall us when someone offers us a chance to be indebted to them, as if it's a good thing? A couple of weekends ago my family and I went to visit the new Kohl’s store in Ames, Iowa. There has been a lot of buzz about Kohl’s coming to town lately and so we made the effort to check out
I was asked on my Facebook page the other day how people pay of their debt so fast. This was in response to one of my clients that in 90 days paid off almost $13,000 in debt and saved $1,000 for an emergency fund. I see these results all of the time from my clients. So the question is, how do
As a parent, have you ever had one of those moments where your child did the right thing and it put a smile on your face and warmed your heart? As a parent you try to do all the right things and hope in the end it pays off when your children grow up. Over Christmas, I was able to witness such an