How to Stop Yourself from Overspending The most challenging part of reaching your financial goals is changing your behavior. You’ve become accustomed (maybe even addicted!) to spending in a certain way, and it’s hard to shift! And, at times, no amount of budgeting and head knowledge seems to fix
Is it Wrong to Take Student Loan Forgiveness?
Is it Wrong to Take Student Loan Forgiveness? A little over a month and a half ago, Joe Biden announced a sweeping student loan forgiveness program. He claimed that many low- to middle-income borrowers would receive $10,000 in forgiveness, and those with Pell Grants would get $20,000. This left
What is a Zero-Based Budget?
What is a Zero-Based Budget? If you’ve never budgeted before, the recent rise in inflation has probably got you thinking about it. And, for those of you that have budgeted before, are you wondering if there’s a better way to track your expenses and save money? The truth is, there are a lot of
10 Budget-Friendly Date Night Ideas for Money Savvy Couples
10 Budget-Friendly Date Night Ideas for Money Savvy Couples When you and your spouse (or significant other) are striving for financial freedom, vacations and date nights can get put on the back burner. This idea at its core isn’t a bad thing. However, your relationship should never be put on the
RSVP today…get a response in seconds. You would think I would feel excited about this invitation. The invitation is on thick and glossy card stock. Even the envelope says, “By invitation only,” and “Your immediate response is requested.” It is obvious they are trying to make me feel like I am
10 Ways to Save $1,000 in a Month
When you’re drowning in debt, placing money in a savings account may sound counter intuitive. But this amount will help shield you from most emergencies while you’re busy paying off your debt. Your first financial goal is to put $1,000 aside as a starter emergency fund. Yes, that will not cover
What is a financial coach (and why do I need one?)
When you’re buried by debt from your past financial decisions, it’s tempting to want to hide it from others. But there are people out there who are willing and able to help you become debt-free – and they’ve got the expertise to help you get started. 1. A financial coach helps you understand your
Is there a good formula to help me set up a budget?
When it comes to winning with money, you can’t make any progress without a plan. But when you’re drowning in debt, it can feel impossible to know where to start. But you don’t have to stay stuck! Here are four sure-fire ways to help set your budget up for success every month. 1. Update your