A very recent article from Business Record (a central Iowa business magazine) sited that 30% of Americans have an outstanding loan balance with their retirement account. What makes it even worse is that 60% of Americans are not even saving for retirement (according to a Scott Trade study) because of
One Year of Financial Coaching Results
I am excited to announce that Strong Tower Consulting has finished its first full year in business. Looking back, it doesn’t seem like it was that long ago. Here is a look at what was accomplished in our first year of offering help and hope in the area of personal finance. Just under sixty
Use Your Tax Refund As Rocket Fuel to Better Your Finances!
It is that time of year again. Between now and April 15th tax returns are filed all across the country. The average tax payer last year received a $3,000 refund. What will you do with your refund this year? If you are struggling with your finances here is what we suggest you do with your refund this
Does Personal Finance Coaching Really Work?
I am asked all the time does personal finance coaching really work? Take a look at our most recent testimonial. “We’re very grateful everyday for Justin’s willingness to help us. We want to express our gratitude to him for his hard work and confidence in us. We realized that in order to get the
How to Get Out of Debt
Not many people are willing to stand up and say that they are happy to be in debt. At the same time there a lot of people that think it cannot be possible to live life debt free as that seems like an impossible dream! If you are sick and tired of being in debt and are looking for any type of hope
It Is That Time of Year Again.
We celebrate the end of another year and have anticipation of the year to come. With the anticipation comes the infamous New Year’s resolution (to improve our lives in one form or another). If you were to take a poll on the top ten New Year’s resolutions you will find going on a diet, quitting
Christmas Shopping Tips
Ten ways to get the most out of your money this holiday season!With “Black Friday” and “Cyber Monday” just around the corner, it is a reminder that the holiday season is upon us. Did you know that the average household spends between $400-$600 per year on Christmas? That average is down
An Extra Budgeting Tip
Additional Expenses... Last month’s newsletter had information on how to prepare a monthly budget. Remember the four keys to a budget are 1) completing a budget monthly 2) income minus expenses equals zero 3) both spouses have input 4) agree on the budget and then you must actually do what is on