Have you ever received extra money (like a tax refund, bonus, raise, etc), spent it and then wondered where it went? This can be an extremely frustrating experience (one that seems to be in an endless loop). Is there any hope of ever conquering this problem?
Sacrifice to Win
“Sacrificing to win.” We have all heard that saying. The question is, is the sacrifice really worth the win? The obvious answer is yes.
How to Spend Wisely in 2012
How would you like to go from your budget being a disaster to having $800 left over for the month? It would be easy to say that would be an awesome place to be. You may be thinking, is this really possible? The good news is that it is possible. Read about how this worked for one young family.
Tips on Christmas Spending
It is that time of year again, where we all come together to celebrate Christmas. Whether it is with family, office parties or Christmas Eve services at your local church, Christmas is a wonderful time of year. There are Christmas lights, pictures with Santa, long trips to see grandma and grandpa
The Truth About Credit Cards
I was reading an article recently that was talking about how great credit cards are, and how you can’t live life without them. It went on to explain how you need credit cards to rent a motel room, purchase goods or services online, pay for emergencies, etc. Although you can use a credit card for all
Should I Borrow From My Retirement Account?
A very recent article from Business Record (a central Iowa business magazine) sited that 30% of Americans have an outstanding loan balance with their retirement account. What makes it even worse is that 60% of Americans are not even saving for retirement (according to a Scott Trade study) because of
One Year of Financial Coaching Results
I am excited to announce that Strong Tower Consulting has finished its first full year in business. Looking back, it doesn’t seem like it was that long ago. Here is a look at what was accomplished in our first year of offering help and hope in the area of personal finance. Just under sixty
Use Your Tax Refund As Rocket Fuel to Better Your Finances!
It is that time of year again. Between now and April 15th tax returns are filed all across the country. The average tax payer last year received a $3,000 refund. What will you do with your refund this year? If you are struggling with your finances here is what we suggest you do with your refund this