It’s that time of year again. No, not Christmas, tax season! Depending on who you are, tax season either feels like Christmas or a curse. If you’re in that first camp, and tax season for you means a big refund check, you’re probably already planning how you’ll spend your refunded cash. Too many
Increase Your Budget Margin – Practical Tips to Free Up Cash Every Month!
I don’t know about you, but lately, it seems like our budget is tighter than usual. To navigate these challenging financial times, creating more margin in your budget is essential for achieving financial freedom and peace of mind. Having a buffer in your monthly cash flow not only reduces stress but
Hidden Costs of Halloween to Watch Out For
No matter how you celebrate Halloween and other holidays, the pressure from all the added cost can be overwhelming. It can be so stressful, in fact, you don’t enjoy Halloween at all! To make sure you keep your holiday memorable, relaxed, and family-focused, prepare your budget for common expenses
Does Everyone Need a Will?
Almost everyone knows what a will is. However, not many people think that they need one! A will is an essential part of a solid financial foundation. Along with the proper insurance and an emergency fund, a will is an important step in your journey to financial freedom. But, the question
What Kind of Mortgage is Best?
What Kind of Mortgage is Best? Mortgage. This household word (literally) has an eerie origin. If you’re into etymology, you know the root word “mort” in mortgage literally means death. The term comes from Old French, and Latin before that, and literally means death pledge. Whoa. Buying a house
This May Be Costing You at Least $717 Per Month!
According to a recent report, the average American is spending an additional $717/month due to inflation. That is $8,604 per year! OUCH!! Now more than ever is the time to gain control of your finances. Here’s the good news…it is not too late to do something about this. Below are four quick tips to
You’re Invited…
RSVP today…get a response in seconds. You would think I would feel excited about this invitation. The invitation is on thick and glossy card stock. Even the envelope says, “By invitation only,” and “Your immediate response is requested.” It is obvious they are trying to make me feel like I am
10 Ways to Save $1,000 in a Month
When you’re drowning in debt, placing money in a savings account may sound counter intuitive. But this amount will help shield you from most emergencies while you’re busy paying off your debt. Your first financial goal is to put $1,000 aside as a starter emergency fund. Yes, that will not cover