Have you ever received extra money (like a tax refund, bonus, raise, etc), spent it and then wondered where it went? This can be an extremely frustrating experience (one that seems to be in an endless loop). Is there any hope of ever conquering this problem?
How to Spend Wisely in 2012
How would you like to go from your budget being a disaster to having $800 left over for the month? It would be easy to say that would be an awesome place to be. You may be thinking, is this really possible? The good news is that it is possible. Read about how this worked for one young family.
Tips on Christmas Spending
It is that time of year again, where we all come together to celebrate Christmas. Whether it is with family, office parties or Christmas Eve services at your local church, Christmas is a wonderful time of year. There are Christmas lights, pictures with Santa, long trips to see grandma and grandpa
It Is That Time of Year Again.
We celebrate the end of another year and have anticipation of the year to come. With the anticipation comes the infamous New Year’s resolution (to improve our lives in one form or another). If you were to take a poll on the top ten New Year’s resolutions you will find going on a diet, quitting
Christmas Shopping Tips
Ten ways to get the most out of your money this holiday season!With “Black Friday” and “Cyber Monday” just around the corner, it is a reminder that the holiday season is upon us. Did you know that the average household spends between $400-$600 per year on Christmas? That average is down
An Extra Budgeting Tip
Additional Expenses... Last month’s newsletter had information on how to prepare a monthly budget. Remember the four keys to a budget are 1) completing a budget monthly 2) income minus expenses equals zero 3) both spouses have input 4) agree on the budget and then you must actually do what is on
Back to School Shopping Tips
It is that time of year again. The annual back to school shopping season has begun and without warning, shopping for the kids can easily become a budget buster if you’re not careful. At Strong Tower Consulting, we took the time to research some practical back to school shopping tips.
“Both of us working together saved our finances and helped our marriage.” – Kevin & Becky Metzger, State Center, Iowa “When we first met with our financial coach we had roughly $8,300 in debt, in ninety days we became debt free and saved six months worth of expenses in a fully funded emergency