One of the hottest topics in personal finance is the credit score. You cannot go anywhere without someone telling you how important your credit score is. Some people will go so far to say it is one of the most important areas of your life. So how important is your credit score?
Ability or Motivation?
I was talking with a friend last week and he said he had an epiphany when it came to his motivation. This was interesting to me as my last week’s blog was about how action leads to motivation and motivation leads to hope. I pressed in further as I wanted to know more of what he was talking about.
What Happened to My New Year’s Resolution?
We are almost half way through another year and I have been wondering lately how most of us are doing on are New Year’s resolutions. Most people make one of three declarations on New Year’s: I am going to lose weight, I am going to quit smoking or I am going to get out of debt. Then why is it
College & Student Loans…Is It Worth It? (Part 2)
Last week we discussed some of the latest trends when it comes to going to college. This week's blog will discuss how to pay off those big student loans and how to go to college without any student loan debt.
College & Student Loans…Is It Worth It? (Part 1)
Last week one of the major news stories was congress debating on whether or not to allow student loan interest rates to rise later this summer. According to the book “The Two Income Trap,” 97% of Americans believe that they need a college degree to become successful. With the consistent rise of
Creative Emergency Fund Solutions…
Handling emergencies when the going gets tough. You have made the decision to grow up financially and do things right this time. However, some unexpected events have happened and you do not have enough to cover the bill. Whether you are just starting to take control of your money or have been
READ THIS Before You Buy Your Next Vehicle
Last week my wife and I purchased a vehicle in Des Moines, Iowa. Soon after we bought it, I began to think through the steps we took during this process. Here are seven steps you can take that will save you money the next time you are purchase a vehicle.
How to Say No…Even to Cheese Balls
A story about sticking to a budget and using cash On Saturday, our family went to Hickory Park in Ames, Iowa to take one of our daughters out for her birthday. It was a perfect cloudy day for eating out. Our daughter was full of excitement knowing that this treat was for her birthday and she