Throughout the year, there are many opportunities to revamp your life and set goals. Starting a new job, getting married, graduating college, coming home after a vacation, or celebrating the end of the year are all perfect times to reflect and reset. When you feel refreshed and focused there's no
18 Ways to Make this Year Different for Your Finances
It’s that time of year! You’re reflecting on the past year and making resolutions for 2023. There’s probably a lot you want to do differently. And, after a year of economic woes, improving your finances is likely at the top of your goal list! You might be super motivated now, but where will you
Why You Should Cut-Up Your Credit Cards
So many of us have done it: Opened a credit card and told yourself, “I’ll pay it off every month and benefit from the rewards!” It seems like the perfect plan. Plus, the Internet tells us we MUST have a good credit score to get a house. So, really, getting a credit card is a responsible step toward
25+ Ways to Have a Budget-Friendly Christmas
25+ Ways to Have a Budget-Friendly Christmas One of the hardest times of year to stay on budget is definitely Christmas. The holiday is all about spending time with families, giving to others, and having a grateful attitude. Unfortunately, a lot of the Christmas festivities mean shelling out a lot
How to Stop Yourself from Overspending
How to Stop Yourself from Overspending The most challenging part of reaching your financial goals is changing your behavior. You’ve become accustomed (maybe even addicted!) to spending in a certain way, and it’s hard to shift! And, at times, no amount of budgeting and head knowledge seems to fix
Is it Wrong to Take Student Loan Forgiveness?
Is it Wrong to Take Student Loan Forgiveness? A little over a month and a half ago, Joe Biden announced a sweeping student loan forgiveness program. He claimed that many low- to middle-income borrowers would receive $10,000 in forgiveness, and those with Pell Grants would get $20,000. This left
What is a Zero-Based Budget?
What is a Zero-Based Budget? If you’ve never budgeted before, the recent rise in inflation has probably got you thinking about it. And, for those of you that have budgeted before, are you wondering if there’s a better way to track your expenses and save money? The truth is, there are a lot of
10 Budget-Friendly Date Night Ideas for Money Savvy Couples
10 Budget-Friendly Date Night Ideas for Money Savvy Couples When you and your spouse (or significant other) are striving for financial freedom, vacations and date nights can get put on the back burner. This idea at its core isn’t a bad thing. However, your relationship should never be put on the