If you are engaged to be married or in a serious relationship, you may be wondering when is the right time to combine your finances. Getting married is one of the most significant and most joyous occasions that can happen to you in your life. Money can be one of those stumbling blocks in a
What Kind of Person Are You?
Last week I hit the 100 mark in cut up credit cards by clients this year. I have to date over 300 credit cards cut up since we began this crusade (You can see a video of John cutting up seven credit cards here.). Every once in a while it is important to mark achievements. However this blog is more
Back to School Shopping Tips
It is that time of year again. The annual back to school shopping season has begun and without warning, shopping for the kids can easily become a budget buster if you’re not careful. Here are 10 ways to keep more cash in your pocket this fall.
Is Carrying Cash Safe?
In today’s fast paced and hi-tech world people are more and more not using carrying cash with them. There is a growing sense of concern when it comes to carrying cash for fear that it would increase the probability of being robbed. The fact is that cash robberies are not as common as you might
Sticking to a Budget Made Simple
Have you ever had a certain amount for groceries in your budget and at the end of the month realized you went over your budgeted amount? Maybe it wasn’t groceries for you. Maybe it was something else. Wouldn’t it be nice if there was an easy method to track your spending that did not require a
READ THIS Before You Buy Your Next Vehicle
Last week my wife and I purchased a vehicle in Des Moines, Iowa. Soon after we bought it, I began to think through the steps we took during this process. Here are seven steps you can take that will save you money the next time you are purchase a vehicle.
Tips on Christmas Spending
It is that time of year again, where we all come together to celebrate Christmas. Whether it is with family, office parties or Christmas Eve services at your local church, Christmas is a wonderful time of year. There are Christmas lights, pictures with Santa, long trips to see grandma and grandpa
Christmas Shopping Tips
Ten ways to get the most out of your money this holiday season!With “Black Friday” and “Cyber Monday” just around the corner, it is a reminder that the holiday season is upon us. Did you know that the average household spends between $400-$600 per year on Christmas? That average is down