Shouldn't it appall us when someone offers us a chance to be indebted to them, as if it's a good thing? A couple of weekends ago my family and I went to visit the new Kohl’s store in Ames, Iowa. There has been a lot of buzz about Kohl’s coming to town lately and so we made the effort to check out
Doing the Impossible…Paying Off Debt!
I was asked on my Facebook page the other day how people pay of their debt so fast. This was in response to one of my clients that in 90 days paid off almost $13,000 in debt and saved $1,000 for an emergency fund. I see these results all of the time from my clients. So the question is, how do
Life Lessons From Buying Video Games
As a parent, have you ever had one of those moments where your child did the right thing and it put a smile on your face and warmed your heart? As a parent you try to do all the right things and hope in the end it pays off when your children grow up. Over Christmas, I was able to witness such an
Bah Humbug Christmas
More and more I am sensing a disturbing thing in the air around the Christmas season. According to this article, 45% of those surveyed would like to opt out of Christmas all together. WHAT?! Opt out of Christmas? Why is this that thought even considered?
The Seven Baby Steps
Have you ever wondered why I am not getting any traction with my finances? You think to yourself, "I make decent money, but where is it all going?"
The Scary Truth About Over Spending
Do you know how much you spend on groceries each month? What about going out to eat or how much you spend on your daily coffee, lunch or snack routine? Thirty days after I begin working with new clients, almost all of them come back to me and are shocked at how much they over spend without even
When to Tie the Knot with Your Money
If you are engaged to be married or in a serious relationship, you may be wondering when is the right time to combine your finances. Getting married is one of the most significant and most joyous occasions that can happen to you in your life. Money can be one of those stumbling blocks in a
What Kind of Person Are You?
Last week I hit the 100 mark in cut up credit cards by clients this year. I have to date over 300 credit cards cut up since we began this crusade (You can see a video of John cutting up seven credit cards here.). Every once in a while it is important to mark achievements. However this blog is more