Last week one of the major news stories was congress debating on whether or not to allow student loan interest rates to rise later this summer. According to the book “The Two Income Trap,” 97% of Americans believe that they need a college degree to become successful. With the consistent rise of
Creative Emergency Fund Solutions…
Handling emergencies when the going gets tough. You have made the decision to grow up financially and do things right this time. However, some unexpected events have happened and you do not have enough to cover the bill. Whether you are just starting to take control of your money or have been
READ THIS Before You Buy Your Next Vehicle
Last week my wife and I purchased a vehicle in Des Moines, Iowa. Soon after we bought it, I began to think through the steps we took during this process. Here are seven steps you can take that will save you money the next time you are purchase a vehicle.
How to Say No…Even to Cheese Balls
A story about sticking to a budget and using cash On Saturday, our family went to Hickory Park in Ames, Iowa to take one of our daughters out for her birthday. It was a perfect cloudy day for eating out. Our daughter was full of excitement knowing that this treat was for her birthday and she
How to Control Your Money
Have you ever received extra money (like a tax refund, bonus, raise, etc), spent it and then wondered where it went? This can be an extremely frustrating experience (one that seems to be in an endless loop). Is there any hope of ever conquering this problem?
Sacrifice to Win
“Sacrificing to win.” We have all heard that saying. The question is, is the sacrifice really worth the win? The obvious answer is yes.
Financial Wellness Clients
Some of the companies that have used our services include: Ames Chamber of Commerce - Ames, Iowa Genesis Development - Boone, Iowa Haverkamp Properties - Ames, Iowa Kreg Tool - Huxley, Iowa Omnium (subsidiary of Land O'Lakes) - Hampton, Iowa Quality One Commercial Cleaning - Ames, Iowa Service
How to Spend Wisely in 2012
How would you like to go from your budget being a disaster to having $800 left over for the month? It would be easy to say that would be an awesome place to be. You may be thinking, is this really possible? The good news is that it is possible. Read about how this worked for one young family.